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Preferred Homeowners

Homes that meet Allegany’s high standards can be insured with a coverage package that is very broad and is also affordable!

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Standard Homeowners

A package policy providing coverage for your home, personal property, liability exposures, and additional living expenses.

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Non-Standard Homeowners

For owner occupied single family homes having prior property loss frequency and prior non payment/reinstatement problems.

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Tenant Homeowners

Designed for a tenant (non-owner) of a dwelling or apartment.

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Seasonal Homeowners

Designed for the seasonal home used specifically for seasonal use.

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Landlord

A package policy protects you as a Landlord for your property and liability exposures, including loss of rental income for 1-4 family dwellings.

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Dwelling Fire

Designed for maximum flexibility to allow placement of a wide range of home construction types, ages, home values, and occupancies in the program.

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Mobile Homeowners

Includes Seasonal & Tenant MO-4

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