Artisan “ACE Contractors” Program

This program is designed to manage select types of small contracting businesses in NY & PA, which includes several built-in coverages.

Homeowners Image

Trust Allegany Insurance Group to provide comprehensive coverage and peace of mind for your valuable investments.

Coverages

We offer Basic, Broad, Special, and Comprehensive form coverages to protect your Property, Liability, and Inland Marine. We also offer replacement cost and actual cash value policies to meet your needs.

  • Accounts Receivable
  • Business Credit Card, Forgery, and Counterfeit Money
  • Business Property While on The Insured’s Premises
  • Debris Removal
  • Employee Dishonesty
  • Money and Securities
  • Property Of Others in Your Care Custody and Control
  • Tools and Equipment
  • Valuable Papers and Records
  • Business Property While Away from The Insured Premises
  • Signs
  • Medical Payments
  • Fire Legal Liability
  • Business General Liability

Risks We Have Written:

  • Air Conditioning or Heating
  • Appliance inspection, repair or service
  • Carpet or Floor Installation
  • Carpenter
  • Dry Wall or Plastering
  • Landscape or Gardner
  • Masonry
  • Painting or Decorating
  • Paving or Blacktop
  • Plumbing
  • Surveyor
  • Upholstering

Discounts

By placing your homeowner coverage with Allegany Insurance Group you may qualify for one or more of the following discounts:

  • Superior Risk Credit
  • Loss Free Credit
  • Alarm Discounts
  • Renewal Retention Credit
  • Individual Risk Premium Modification Credit/li>